House Votes to Delay Two Requirements of the Health Care Overhaul
Published: July 17, 2013 - New York Times
WASHINGTON — Defying a veto threat from President
Obama, the House on Wednesday passed bills delaying two crucial parts of his health
care overhaul that require most Americans to have insurance and many
employers to offer it.
Republicans said it was unfair for Mr. Obama to delay
enforcement of the employer mandate without granting similar relief to
individuals, who may face tax penalties if they go without health
insurance next year.
Both requirements were scheduled to take effect in
January. But the White House announced this month that it would delay the
employer mandate to 2015 because of business concerns about the complexity of
the requirements.
On the bill to delay the individual mandate, the vote
was 251 to 174. On the bill to delay the employer mandate, the vote was 264 to
161.
The votes generally followed party lines. But 22
Democrats supported delay of the individual mandate, and 35 favored postponing
the employer requirement.
The legislation has little prospect of approval in the
Senate. But the House debate served several purposes for Republicans. It allowed
them to reiterate their opposition to the individual mandate, which polls show
is one of the more unpopular provisions of the 2010 law. It also gave them a
rare opportunity to portray Mr. Obama as a friend of big business while
presenting themselves as defenders of ordinary Americans.
gUnder the presidentfs policy, million-dollar
corporations with access to the White House can be excused from Obamacare, but
the struggling family gets left out,h said Representative Pete Olson, Republican
of Texas. gThatfs unfair. Thatfs wrong.h
Representative Martha Roby, Republican of Alabama,
said Mr. Obama was selectively enforcing the law, known as the
Affordable Care Act.
gWhy is big business getting a break while individual
Americans get the short end of the stick?h she asked.
Representative Luke Messer, Republican of Indiana,
said: gFundamental fairness dictates that individuals get the same reprieve.
Each day this law is delayed gives us more time to seek its total repeal.h
Since early 2011, the House has voted more than 35
times to repeal all or part of the law, to scale it back, or to cut financing
for its operation. The House Democratic leader, Nancy Pelosi of California, said
the debate on Wednesday was a political stunt, a futile effort to reopen an
issue that ghas been settled in Congress, at the Supreme Court and at the ballot
box.h
Representative Louise M. Slaughter, Democrat of New
York, said the Republican attacks were gthe height of irresponsibility and
nihilistic obstruction.h The law, she said, is already
reducing health insurance premiums in New York, Washington, Oregon,
California and other states.
gNew York does not want to be relieved of the burden
of the Affordable Care Act,h Ms. Slaughter said. gDelaying the individual
mandate would undermine the very foundation of the law and cause health care
premiums to skyrocket.h
The Congressional Budget Office said that without the
requirement that people carry insurance, premiums for individual coverage would
be higher than projected under current law, apparently because fewer healthy
people would be in the pool of those buying coverage.
The White House said the bill delaying the employer
mandate was unnecessary, while the bill delaying the individual mandate would
increase the number of uninsured Americans.
Insurance companies oppose a delay of the individual
mandate, which is, in essence, a requirement that people buy their products.
Alissa Fox, a senior vice president of the Blue Cross
and Blue Shield Association, said insurers had developed policies and rates for
2014 on the assumption that there would be a broad pool of customers, including
many healthy people.
The 2010 law requires insurers to offer coverage to
anyone who seeks it and prohibits them from charging more because of a personfs
medical problems.
gThose rating rules and consumer protections will not
work if the individual mandate goes away, since people could wait to purchase
coverage until needed, which makes costs go up for everyone,h Ms. Fox said.
Under the law, employers with more than 50 full-time
employees are generally required to offer them coverage. Most such employers
already offer insurance, though the coverage may not meet all the new federal
requirements.
At a House committee hearing on Wednesday,
administration officials expressed confidence that consumers in every state
would be able to shop for insurance in new competitive marketplaces, or
exchanges, starting Oct. 1.
But Alan R. Duncan, an assistant inspector general for
tax administration at the Treasury Department, raised many questions about gthe
protection of confidential taxpayer data that will be provided to the state and
federal exchanges.h
In addition, Mr. Duncan said he was concerned that the
Internal Revenue Service might not be able to prevent or detect fraud by some
consumers obtaining tax credits and tax refunds under the health care law.
Subsidies, in the form of tax credits, will be
available to millions of low- and moderate-income people. To check eligibility,
income and citizenship, the federal government is establishing a computer
network that will link the insurance exchanges with federal agencies including
the Department of Health and Human Services, the I.R.S., the Social Security
Administration and the Department of Homeland Security.